Claim deadline nears for Amazon Prime settlement refunds

Time is running out to file a claim as part of Amazon’s massive settlement with the Federal Trade Commission.

Prime membership alone doesn’t make you eligible, so here’s what you need to know:

What’s the settlement for?

Amazon has been sending out automatic payments of up to $51 as part of a $2.5 billion settlement over what the FTC described as “dark patterns,” or design tricks that made it deceptively easy to enroll in Prime and frustratingly difficult to cancel. In its lawsuit, the FTC said Amazon buried the option to avoid Prime during checkout and required customers to navigate a lengthy unsubscribe path that employees reportedly called the “Iliad,” a nod to the long Greek epic you probably read in school, for how many pages and clicks it took to actually cancel your subscription.

Amazon did not admit liability in the settlement but must pay a $1 billion civic penalty and issue $1.5 billion in refunds to customers affected by its enrollment and cancellation practices from Prime subscriptions.

Automatic refunds cover U.S. consumers who signed up for Prime between June 23, 2019, and June 23, 2025, through what the FTC calls a “challenged enrollment flow.” But there’s a big catch: You must have used no more than three Prime benefits within a 12-month period to qualify.

What exactly counts as a “benefit?”

The National Consumer Unit asked the FTC directly about what qualifies as a “benefit.”

The agency clarified that “three benefits” does not mean three categories — like two-day shipping, Prime Video, and shopping Prime Day deals. It means three total uses of Prime benefits in a year. For example, if you used two-day shipping three times when you otherwise wouldn’t have received two-day shipping, that alone would max out your eligibility. Anything beyond that? No automatic refund.

A second phase of the settlement — the claims process — begins after automatic payments conclude. Consumers who used more than three but fewer than 10 benefits in a year may be eligible to file a claim if they either unintentionally enrolled in Prime or tried to cancel but couldn’t. Notices for eligible consumers will go out by Jan. 23, 2026.

The bottom line: If you’re a Prime user who makes the most of your membership, this settlement probably isn’t aimed at you. The FTC says the refund money is intended for consumers who were misled into signing up and then trapped in a cancellation maze they didn’t expect.

How long do I have to file a claim?

For those who believe they may fall into the category outlined above — and the FTC says millions do — you can file a claim on the official settlement website until July 27.